Credit Card Guide

Do you actually require a credit card?

Many people see credit cards as a way of buying now and paying later. Credit cards allow you to get what you want now rather than wait until you have saved up the required cash in your bank account over a period of months. The savvy people amongst us will ensure that they always pay off their credit card balance (or a fair percentage of it) by the end of each month, thus ensuring their interest payments are kept to a minimum - unfortunately this is not what we all tend to do though.

There is also those of us using credit cards to buy things we want but cannot afford, whether it's at this point in time or even further down the line, this leaves what appears to be a never-ending debt on their card that is hard to remove.

Either way, in the current climate most of us do have a credit card of some form, and it's becoming more difficult to live without one. Just try making an internet purchase or buying something over the phone without it to hand, or paid for a meal out, a round of drinks, or even your shopping? Cash is no longer something we all carry regularly, it seems so much easier to simply 'put in on the card'.

Credit cards have become a way of life for most of us, which is why it is worthwhile keeping up to date on all the latest deals available to ensure you are getting a good deal. There are a variety of great offers on the market, so take some time to familiarise yourself with them by using our credit card comparison pages, and see which best fits your lifestyle.

Next >>>> Credit Card Types Explained >>>>