There are a huge number of credit card offers on the market for you to choose from, so it pays to shop around for the best deal. In order to get the best 0% credit card deal you should ideally have a very good credit rating - this means that you have an up to date credit file, can be located at your current address, have paid all your bills on time, and do not have any adverse credit such as CCJ's (county court judgements), IVA's or other such things against your name. Any adverse credit will dramatically reduce the number of credit card deals available to you because the card provider may feel you are a high risk and therefore not wish to extend credit to you.

Good credit customers can enjoy a raft of benefits from many credit card suppliers - 0% on purchases and balance transfers is a very popular choice of card, however there are others out there that offer rewards such as air miles, points to spend on gifts, or cashback percentages based on your spend. So make sure you set out exactly want you want from your next credit card and then research the providers offering those cards to get yourself the best deal.