There
are a great deal of credit card offers on the market for
you to choose from, so it pays to shop around for the best
deal. In order to get the best cashback credit card deal
you should ideally have a very good credit rating - this
means that you have an up to date credit file, can be located
at your current address, have paid all your bills on time,
and do not have any adverse credit such as CCJ's (county
court judgements), IVA's or other such things against your
name. Any adverse credit will dramatically reduce the number
of credit card deals available to you because the card provider
may feel you are a high risk and therefore not wish to extend
credit to you. Good credit customers can enjoy a raft of
benefits from many credit card suppliers - preferential
rates on purchases and cashback is a very popular choice
of card, however there are others out there that offer rewards
such as air miles or points to spend on gifts based on your
spend. So make sure you set out exactly want you want from
your next credit card and then research the providers offering
those cards to get yourself the best deal. |