| There
is a great deal of low rate credit card offers on the market
for you to choose from, so it pays to shop around for the
best low rate deal. In order to get leading low rate credit
card deals for your circumstances you should ideally have
a strong credit rating - this means that you have an up
to date credit file on record, can be located at your current
address, have paid all your bills on time, and do not have
any adverse credit such as CCJ's (county court judgements),
IVA's or other such things against your name. Any adverse
credit will drastically reduce the number of low rate credit
card deals available to you because the card provider may
feel you are too high a risk and therefore not wish to extend
credit to you. Good credit customers can enjoy a raft of
benefits from many credit card suppliers - preferential
rates on purchases and balance transfers are a very popular
choice of card, however there are many other types of credit
cards out there that offer rewards such as air miles or
points to spend on gifts or cashback based on your spend.
So make sure you set out exactly want you want from your
next credit card and then research the providers offering
those cards to get yourself that great low rate deal. |
