| Currently
there are a great deal of top credit card offers on the
market for you to choose from, so it pays to shop around
for the best deal. In order to get the best credit card
deal for your circumstances you should ideally have a very
good credit rating - this means that you have an up to date
credit file, can be located at your current address, have
paid all your bills on time, and do not have any adverse
credit such as CCJ's (county court judgements), IVA's or
other such things against your name. Any adverse credit
will dramatically reduce the number of credit card deals
available to you because the card provider may feel you
are a high risk and therefore not wish to extend credit
to you. Good credit customers can enjoy a raft of benefits
from many credit card suppliers - preferential rates on
purchases and balance transfers are a very popular choice
of card, however there are many other types of credit cards
out there that offer rewards such as air miles or points
to spend on gifts or cashback based on your spend. So make
sure you set out exactly want you want from your next credit
card and then research the providers offering those cards
to get yourself the best deal. |
