| There
are a great deal of credit card offers on the market for
you to choose from, so it pays to shop around for the best
deal. In order to get the best balance transfer credit card
deal you should ideally have a very good credit rating -
this means that you have an up to date credit file, can
be located at your current address, have paid all your bills
on time, and do not have any adverse credit such as CCJ's
(county court judgements), IVA's or other such things against
your name. Any adverse credit will dramatically reduce the
number of credit card deals available to you because the
card provider may feel you are a high risk and therefore
not wish to extend credit to you. Good credit customers
can enjoy a raft of benefits from many credit card suppliers
- preferential rates on purchases and balance transfers
is a very popular choice of card, however there are others
out there that offer rewards such as air miles, points to
spend on gifts, or cashback percentages based on your spend.
So make sure you set out exactly want you want from your
next credit card and then research the providers offering
those cards to get yourself the best deal. |
