Caterham Car Insurance

Caterham car insurance is normally quite inexpensive, similar to kit car insurance they are quite specialist vehicles and the insurance companies often take a considered view on these. Caterham insurance is also normally lower because the chances are that you don’t use the car for commuting, just social and pleasure, therefore you’ll probably only be covering 3000-5000 maximum in it per year, meaning less time of the road, so less chances of being involved in an accident.

Caterhams are huge fun to own and drive, they are one of the closest things you can get to a road-legal go-kart. You sit very low to the ground, the wheels far out right in the four corners, no roof, sometimes even no windscreen on the more extreme models. Then there’s the lack of weight – Caterhams weigh about the equivalent of a bag of feathers, meaning even a modestly powerful engine will give you a high power-to-weight ratio and offer acceleration and performance similar to cars with twice or three times the horsepower, but are a lot heavier.

The downsides to a Caterham are that they can’t really be used every day, they are quite impractical and normally have to be a second or third car. They will need their own garage to store them away from the wind and rain to keep them in tip-top condition, no roof means you can only really use them in the Summer or on dry days. No roof also means lots of wind-buffeting, which isn’t too bad on a warm Summer’s afternoon, but at all other times it will involve getting wrapped up to avoid the chills. The hard suspension and go-kart like tendencies also often mean they’re not that popular with wives and girlfriends, so weigh up all the options to see if you can live with a Caterham before taking the plunge. One things for certain, insurance will be the last thing on your mind when you’re having the time of your life screaming around on some quiet B-roads!